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Merchant Accounts - Frequently Asked Questions

The following list includes the most frequently asked merchant account questions that we receive. If you do not find the answer(s) to your question(s), then either go back to the main FAQ Page, or fill out our contact form!


If you find your question below simply click on it:


What is a merchant account?


How do I get a merchant account?


My personal credit isn't that great, does my personal credit history prevent me from getting an account?


How does a merchant account work with my website?
 
 






Answers:


What is a merchant account?

A merchant account is an account that allows a business to accept funds from customers. When ever you use your credit card or use a check at a store, or buy something online, the company that you are purchasing from is using a merchant account to process your transaction.

At a physical store, such as a supermarket, there are little black terminals that you can swipe your credit card through, or if you use a check, there are usually small machines that catalog your information.

Online, things are different, people cannot swipe their cards or let you scan their checks. Instead, everything is handled electronically through secure webpages. This is the type of account that you'd be using for a website. This is basically what is known as "e-commerce".

Once a customer has completed an order from a website, the information is first confirmed to make sure a credit card is legitimate, or a checking account is valid. Once verified, the sale is sent to your merchant account provider who in turn makes a record of it so that you can view it online and in your monthly statement; they then usually send it to a clearing house, and finally the sale amount is deposited into your bank account.

If you are going to have Inner Eye Design build your website and you want e-commerce on your site, we will begin the merchant account application process for you. If you'd like to set up your own merchant account, just go to our Merchant Account Website and follow the instructions. Don't forget, all Inner Eye Design customers are guaranteed to be pre-approved and we've also been able to have the regular application fee waived!

If you have any other questions about merchant accounts we suggest the you first read the rest of the FAQ's on this page. If you still have questions after that feel free to Contact Us!


How do I get a merchant account?


It's pretty easy! First, go to our Merchant Account Website, and follow the appropriate links and instructions.

We have teamed up with E-Commerce Exchange, one of the best online merchant account providers in the world! Once you fill out the appropriate form they will contact you directly and help you set up your account.

If you are planning on having us build your website, we will initiate the application process for you!


My personal credit isn't that great, does my personal credit history pervent me from getting an account?


The answer is easy... no! We are proud to state that through our affiliation with E-Commerce Exchange, we are able to guarantee that all Inner Eye Design customers are pre-approved! Regardless of personal credit history, you will be able to get a merchant account through us.

Keep in mind that, if you do have a bad credit history, your rates will be higher, but, none-the-less it's good to know that you've already been approved! Also don't forget that we've been able to have the entire application fee waived, that's a savings of $195 to begin with! It doesn't get much better than that.

If you plan on having Inner Eye Design build your website, and you want to e-commerce enable your site, we will initiate the merchant account application process for you. If you already have a website, or you just want to apply on your own, it's easy, just read below!

To begin the application process, simply go to our Merchant Account Website Page and follow the necessary links and instructions, the whole process only take a few minutes. When you complete the necessary form, you will then be contacted directly by E-Commerce Exchange with 24 to 48 business hours!

If you have any other questions before you apply, feel free to Contact Us today!


How does a merchant account work with my website?


Your website will interact with your merchant account through the use of coding. Specific coding is created within your webpage that makes everything work seamlessly.

If you are planning on have Inner Eye Design build your website, we will program the needed coding into the specific pages that need it.

If you already have a website and want to e-commerce enable it, you will have to have it redesigned to some extent. Not redesigned visually, but redesigned and/or added to in the "behind the scenes" coding of your webpages.

If you would like to get an idea of what it would cost to e-commerce enable your site, simply fill out our FREE Custom Quote Form and we'll respond within 24 to 48 business hours!

If you have any other questions about merchant accounts feel free to Contact Us!


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